:root{--navy:#0B1437;--blue:#2F4BFF;--blue-soft:#EEF1FF;--mint:#14B88F;--mint-soft:#E6F8F2;--ink:#0E1525;--muted:#5A6478;--line:#E4E7F0;--bg:#F6F7FB}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:"Plus Jakarta Sans",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.narrow{max-width:780px}
header.top{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px;gap:16px}
.brand{display:flex;flex-direction:column;align-items:center;gap:5px}
.brand .sym{display:block;width:76px;height:19px;overflow:hidden}
.brand .sym img{width:86px;max-width:none;height:auto;margin:-4px 0 0 -4px}
.brand .wm{display:flex;flex-direction:column;align-items:center;line-height:1}
.brand .wm b{font-size:19px;font-weight:800;letter-spacing:.16em;margin-right:-.16em;color:var(--navy)}
.brand .wm small{font-size:9.5px;font-weight:600;letter-spacing:.5em;margin-right:-.5em;color:var(--muted);margin-top:3px}
.brand img.custom{height:44px;width:auto}
.links{display:flex;gap:26px;font-weight:600;font-size:15px;color:#3B4458}
.links a:hover{color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 22px;border-radius:999px;font-weight:700;font-size:15.5px;transition:transform .2s}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 12px 30px -10px rgba(47,75,255,.7)}
.btn-ghost{border:1.5px solid var(--line);background:#fff}
.btn-light{background:#fff;color:var(--navy)}
.kicker{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue)}
.kicker::before{content:"";width:8px;height:8px;border-radius:50%;background:currentColor}
.crumbs{font-size:13.5px;color:var(--muted);padding:22px 0 0}
.crumbs a:hover{color:var(--blue)}
.hero{padding:40px 0 56px;background:radial-gradient(900px 400px at 90% -20%,#E4E9FF,transparent 60%),#fff}
.hero h1{font-size:clamp(32px,4.6vw,52px);line-height:1.12;letter-spacing:-.025em;font-weight:800;margin:14px 0 18px;max-width:860px}
.hero .intro{font-size:19px;color:var(--muted);max-width:760px}
.hero .ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.meta{font-size:14px;color:var(--muted);margin-top:6px}
.content{padding:24px 0 40px}
.content h2{font-size:clamp(24px,2.8vw,30px);letter-spacing:-.02em;line-height:1.2;margin:40px 0 12px}
.content p{font-size:17.5px;color:#2B3346;margin-bottom:14px}
.content ul,.content ol{margin:6px 0 16px 22px;font-size:17.5px;color:#2B3346}
.content li{margin-bottom:8px}
.content em{font-style:italic}
.faqs{margin-top:44px}
.faqs details{border-bottom:1px solid var(--line)}
.faqs summary{cursor:pointer;list-style:none;padding:18px 0;font-weight:700;font-size:17px;display:flex;justify-content:space-between;gap:16px}
.faqs summary::-webkit-details-marker{display:none}
.faqs summary::after{content:"+";color:var(--blue);font-size:22px;line-height:1}
.faqs details[open] summary::after{content:"−"}
.faqs details p{color:var(--muted);padding-bottom:18px}
.cta-box{margin:56px 0 80px;border-radius:28px;padding:48px 36px;text-align:center;color:#fff;background:radial-gradient(500px 250px at 15% 0,rgba(122,91,255,.55),transparent 60%),radial-gradient(500px 250px at 90% 100%,rgba(20,184,143,.3),transparent 60%),var(--navy)}
.cta-box h2{font-size:clamp(24px,3vw,34px);letter-spacing:-.02em;line-height:1.2;margin-bottom:10px}
.cta-box p{color:#B7C0E0;max-width:540px;margin:0 auto 24px}
.cta-box .row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.cta-box .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.3)}
.related{padding:0 0 30px}
.related h3{font-size:20px;margin-bottom:14px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.cardl{display:block;border:1px solid var(--line);border-radius:18px;padding:22px;transition:border-color .2s,transform .2s;background:#fff}
.cardl:hover{border-color:#C3CBF5;transform:translateY(-2px)}
.cardl small{color:var(--blue);font-weight:700;font-size:12.5px;letter-spacing:.06em;text-transform:uppercase}
.cardl b{display:block;font-size:18px;line-height:1.3;margin:8px 0}
.cardl span{color:var(--muted);font-size:15px}
.bloglist{padding:20px 0 40px}
footer{border-top:1px solid var(--line);padding:44px 0 28px;font-size:15px;background:#fff}
.foot{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}
.foot p{color:var(--muted);margin-top:12px;max-width:300px}
.foot h4{font-size:13.5px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:12px}
.foot a,.foot span{display:block;color:var(--muted);padding:3px 0}
.foot a:hover{color:var(--blue)}
.copy{margin-top:32px;padding-top:20px;border-top:1px solid var(--line);color:var(--muted);font-size:13.5px}
.wa{position:fixed;right:20px;bottom:20px;z-index:40;width:58px;height:58px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 12px 30px -8px rgba(37,211,102,.7)}
@media (max-width:920px){.links{display:none}.cards{grid-template-columns:1fr}.foot{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.foot{grid-template-columns:1fr}.hero .ctas .btn{width:100%}.nav .btn{padding:11px 16px;font-size:14px}}